Monday, August 17, 2009

On health care reform- it's personal

So, the past few weeks it has been healthcare reform debate. Actually, not so much of a debate as a reckoning: healthcare expenses will rise to be an unsustainable debt upon our country. By reforming how expenses are compensated, making premiums affordable, having an emphasis on preventive care and covering the majority of people in this country, healthcare can be a guaranteed resource in this country.

Of course, that's if you subscribe to reason, logic, order and ethics in your everyday life. For many of our house represetatives and Senators, they are fully for sale, not to be compared to prostitutes for they only sell their bodies. These representatives have sold their soul to stay in power. And for many people in this country, even though health care reform would benefit them, they are under the pathetic sway of heir own racism, fearing government even as they disproportionally benefit from it:

Military benefits, including VA healthcare
GI Bill for college
Federal subsidies for roads and bridges
EPA protection for air, soil and water
FDA protection for food and drugs
Local government funding police, fire services and parks

You get the picture. These are people are fine if they get benefits from the government; yet hate the idea that other people be they brown/black/yellow/white/purple/Klingons who also contributes services and taxes to this country. Of course, they gladly call themselves Christian.

Reason, logic, order and ethics- that's what is missing from the sturm und drang that this debate has generated.

Well, Edie, you may ask: How do you stand?

For me, it's personal. I pay for my own health insurance- $250/month with a $4500 deductible and 85% coverage. No prescription benefit. No vision. No dental. Vision and dental I pay for myself, and because of a Costco membership, I am able to get decent glasses at a good price. But for my healthcare, I must pay for exams and tests myself. I use Zoomcare here in the Metro area, and it is cheaper to pay out of pocket than to submit paperwork to BCBS, even though it should count towards my deductible. So I am basically paying for all of my healthcare needs, and still paying premiums for medical emergency coverage, which would still leaves me close to $5000 in the hole for expenses if something was to happen to me and it costs more than $5000.

That's $3000/year I could be doing something else with.

If we were to have real reform, which would either include a public option and/or coops, that could be cut in half, if not by two thirds. That's real money, for better coverage and care.

We, as a country, need health care reform.

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2 Comments:

At August 17, 2009 11:21 PM , Blogger Da Da said...

/RANT START

**I apologize

But Edie, what about all the people that are (insert your prejudice here) ? My why don't we just let our own little family or church help us? Everybody that matters has health insurance through their employer? Don't we still live in the golden age of (insert your utopia here) where we all look out for each other (as long as it is the people that we like)?

Seriously, these are the arguments that I am getting against health care reform. (Excuse my language, kids do not read this) but FUCK!!! DAMM!!! do you think your life is so bullet proof that you would never need help? Trust me, your family members are struggling also. Your church? please, they are not set to give you any real help. If you need some guidance, empathy or casserole ok, but CANCER/MAJOR INJURY/INSERT HEALTH PROBLEM (for your baby) etc is not cured by spreading tuna surprise over your body.

I actually had an agent I work with tell me the following "I knew a family a few years ago, and when the father was diagnosed with Cancer, he just went home to die, he did not have health insurance." I asked him how long did it take and how bad was his quality of life during the end, the agent did not know. "Well we drifted from the family about then, but I think it took a while because about a year or so later, the person's obit was listed in the church newspaper. We felt sorry for them and sent flowers to the graveside." I asked if he thought it was best to just let the dieing or injured just waste away like that and he told me "yes, of course" and then told me that THE DEAD MAN WAS A INSURANCE AGENT AND SOLD LIFE AND HEALTH INSURANCE!!!! sadly this is not a joke (I almost lost it when he told me).

(I understand the problems of the following statement) I am almost want to finish the death ray that I am building, just line people up, ask them what they think and when I do not like the answer... ZAP! a nice little shimmer and gone. NEXT!!!

/RANT END

 
At September 21, 2009 3:44 PM , Blogger EdieS said...

Hey Da Da-

a month in replying- that's not right!

But seriously?

1) If you look at the Church (Catholic, anyway) they did do free or low cost healthcare- but most of thta was simple palliative care. The more expensive doctors you had to pay for, always, unless it was covered in a general fund- the earliest example of health insurance in the western world.

2) I find it interesting how the other agent simply 'drifted away' from the family when they could have used the emotional and financial support the most. This is the reason why we need affordable health coverage- to save families from hypocrites.

3) I am not surprised that it was an agent who sold life/health products who did not have health insurance. When it is a product to make money of off, queerly, people do not place such a value on it. That's why the guys who sell expensive cars rarely own one of those nice models themselves, even though they get discounts on leasing ( I used to know a car saleswoman in LA- she always leased, and it was cheap for her)
When it is just a product, not a necessity, people will either not buy or they skimp. That' why I do support public option that can be goverment run and cheaper, so people can see it as a utility, not just a product!

And yeah, don't get me started on the Fantasy-Christianity that some people believe in. Yikes.

 

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