Goodness, but it hailed and hailed and hailed today. I indulged in a birthday dinner, and stayed longer and paid more than I would have to escape the hail. The dinner was a treat- but treat no more, for I must save and save again for my home. I have a sizeable amount saved; however I need more, and I also must live as if I need to survive on the whatever is left from paying for a roof over my head- which is how most people live, anyways. And I have gained a bit of weight from being lazy about my meals. How ironic- I was my smallest and healthiest when I lived on a strict budget, biked everywhere and cooked/prepared the majority of my meals at homes.
Consider: lunches cost me $30 ( and my dinner out cost $23.00); casual snacks and breakfast ( if I don't get it together in the am) are another $15-$20. That's about $50-$70 a week.
Okay, so that's $280/month! Yikes! Yikes! Yikes!
For that same amount, I can buy groceries for a month, if not more, enough for breakfast, tea, lunch and dinner. Just ridiculous the amount of money right there- and I have spent more with this being my birthday. Just sick to think that money just slipping your fingers just because you forgot your breakfast or lunch or simply did not want to eat dinner at home!
But- you can be too cheap. And my birthday meal, tortellini with gorgozola sauce, broccolini, wine, ice cream sandwich and after dinner coffee- was a wonderful luxury. There I was, warm and slightly overfed, safe from the pounding hail and chill air.
So remember, $280/month is $2800/year! That really good food eaten at home, or prepared at home. It is also about $100K for your retirement!